Blog
Select a Category
Posted on October 13, 2025 by Dan Pascone
The Modern Trust Playbook for High Earners
TL;DR: Trusts aren’t trophies; they’re tools. Start with a revocable living trust for privacy and probate avoidance, then add irrevocable tools (SLAT, GRAT, ILIT, dynasty) when taxes, concentration risk, or creditor exposure matter. For QSBS holders, early gifting to well-drafted trusts can multiply exclusions. Fund it, document SOPs, and review quarterly. Last updated: October 13, […]
Posted on October 6, 2025 by Dan Pascone
A Simple System to Automate Your Finances
TL;DR: The fastest way to save 10+ hours a month is to automate your finances. Consolidate accounts, route all income through a simple 3-account system, pre-schedule bills/taxes/investments, and review quarterly. You’ll cut errors, drop stress, and free time for higher-value decisions. Last updated: October 6, 2025 Watch: How to Save 10+ Hours a Month with […]
Posted on September 29, 2025 by Dan Pascone
2025 Tax Law Changes for Executives: What to Do Now
TL;DR: The new 2025 tax law permanently extends lower brackets, expands the estate exemption from 2026, boosts QBI and SALT, and restores 100% bonus depreciation with higher Section 179. High earners and owners who plan now can lock in savings and build a more resilient after-tax wealth plan. Last updated: September 29, 2025 Introduction The […]
Posted on September 23, 2025 by Dan Pascone
ISOs Strategy: Avoid AMT & Build Long-Term Wealth
TL;DR: Incentive Stock Options (ISOs) can be a wealth-building superpower, if you manage timing, respect the holding periods, and plan around AMT. Use phased exercises, model taxes in advance, and decide when a disqualifying sale may actually be the better economic move. Last updated: September 29, 2025 What Makes ISOs Different ISOs give you the […]
Posted on September 17, 2025 by Dan Pascone
10b5-1 Plans for RSUs: From Legal Protection to Long-Term Diversification
TL;DR: A well-designed 10b5-1 plan turns inevitable RSU sales into a rules-based system that reduces single-stock risk, manages taxes, and protects your market reputation. It’s not just compliance, it’s strategy. Last updated: September 29, 2025 Why a 10b5-1 Plan Matters If you’re sitting on a mountain of equity, you already know to diversify and steer […]
Posted on September 15, 2025 by Dan Pascone
Asset Location Strategy for High Earners
TL;DR: At higher incomes, where your money lives matters more than how much you make. Build an “income sandbag” (spend below your means), then deploy the surplus with smart asset location, portable account design, and, when appropriate, advanced wrappers. That’s how wealth compounds faster than you earn. Last updated: September 29, 2025 Introduction If you’re […]
Posted on September 8, 2025 by Dan Pascone
Automate Your Finances: Save 10+ Hours a Month with a 3-Account System
TL;DR: The fastest way to save 10+ hours a month is to automate your finances: consolidate accounts, route all income through a simple 3-account system, pre-schedule bills/taxes/investments, and review quarterly. You’ll cut errors, drop stress, and free time for higher-value decisions. Last updated: September 29, 2025 Introduction Executives and business leaders don’t have time for […]
Posted on September 4, 2025 by Dan Pascone
Passive Income for Busy Executives: Make Money While You Sleep
TL;DR: High earners don’t need another side job, they need structures. Pair yield-focused fixed income, short-term rentals (cash flow + tax + equity), and cash-value life insurance for liquidity and leverage. Build a passive income engine that compounds quietly while you sleep. Last updated: September 30, 2025 Why Passive Income Matters for Busy Executives Good […]
Posted on September 2, 2025 by Dan Pascone
70/20/10 Rule: Enjoy Life Now & Fund Your Future
TL;DR: You don’t have to choose between joy now and freedom later. Use the 70/20/10 rule (70% living, 20% building, 10% giving/growth), automate the “20” first, spend intentionally on what fuels you, and set guardrails so splurges are planned, not guilty. Last updated: September 30, 2025 Introduction High earners often bounce between two extremes: splurge […]
Posted on August 25, 2025 by Dan Pascone
6-Figure Salary, Real Wealth: The 3-Part Plan
TL;DR: A six-figure salary isn’t a wealth plan. Use a 3-part framework: (1) strategic tax architecture that lowers drag and boosts flexibility, (2) a lifestyle gap + automation so savings happen by default, and (3) goal-tied milestones that turn income into freedom on your timeline. Last updated: September 30, 2025 Why Your 6-Figure Salary Won’t […]