Transform Your Group Health Benefits Strategy | Dan Pascone with Mark Karlie | Podcast #10

Posted on May 9, 2025 by Dan Pascone

Answer Box: TL;DR

Most employers think they’re stuck with ever-rising group health premiums, but they’re not. In this episode, Dan and benefits specialist Mark unpack how mid-sized companies (roughly 50–750 enrolled employees) can move beyond “status quo” fully insured plans using alternative financing strategies (like benefits caps), real claims data, and true transparency. Mark explains how he partners with CFOs and HR leaders to regain control of health spend, why the industry is being forced toward more results-driven, transparent solutions, and how education and curiosity (not hard selling) drive better outcomes for employers and their people.

Key Takeaways

Ideal client profile: Employers with roughly 50 to 750 enrolled employees, in any industry, who are open to rethinking how they finance group health benefits.
Core strategy – change how health care is financed: Mark’s firm helps employers move away from traditional, status-quo structures toward more alternative funding strategies (like benefits caps and other non-traditional approaches) that can significantly reduce costs and improve control.
Data = control: The biggest unlock for employers is access to real plan data. Once they can see what’s actually driving their claims and costs, they can manage, negotiate, and design benefits far more effectively.
Biggest client challenge: Most employers simply don’t know they have other options. They assume rising renewals are inevitable and their only choice is to shop carriers once a year.
Industry problem: lack of transparency. Group health has historically been opaque—complex pricing, limited data visibility, and few clear answers on what drives costs. Mark believes this must (and will) change.
Where the industry is headed: Over the next 5–10 years, Mark expects much more transparency and performance accountability. Employers will demand results, and brokers will be pushed to bring creative, outside-the-box strategies.
Relationship focus: He primarily works with CFOs, CEOs, and HR directors, since group health is both a major financial line item and a key people strategy lever.
Education-first growth: 28 Insurance grows through on-site seminars, educational sessions, and content rather than hard selling, helping employers first understand what’s possible.
Referral ecosystem: Strong partnerships with CPAs, attorneys, and workers’ comp brokers bring in employers who are curious about new benefit strategies and open to learning.
Shared mindset with great referral partners: The best collaborators are people who value education, curiosity, and transparency more than “just selling another policy.”
Personal philosophy: Mark’s guiding quote is, “Life is happening for you, not to you,” which shapes how he views setbacks, opportunity, and client challenges.
Morning routine: He recommends taking 10–15 minutes each morning for quiet, spiritual reflection and gratitude—before touching the phone—to ground yourself for the day.
Big business goal: Their long-term target is to grow 28 Insurance to $28 million in revenue (intentionally matching the company’s name and its biblical inspiration, Deuteronomy 28).
Advice to his younger self: Don’t second-guess yourself so much. Take more confident, decisive action.

Key Moments

00:02 – Sponsor intro. Tailored Wealth is introduced as helping business leaders live their version of a rich life.
00:28 – Dan sets the stage. Dan introduces himself as founder and CEO of Tailored Wealth and reiterates the show’s purpose: helping high-level professionals cut through financial noise and turn strategy into action.
00:46 – Meet Mark from 28 Insurance. Dan introduces Mark as president and partner at 28 Insurance with specific expertise in group health benefits.
01:05 – Mark’s background & 25+ years in benefits. Mark explains that 28 Insurance specializes in group health for employers with roughly 50 to 700 lives enrolled and that he’s been in the space for over 25 years.
01:52 – How he got into the business. Mark describes shifting out of a grind on the financial side years ago, talking to someone already in benefits, and being pulled into the group health arena—then never looking back.
02:17 – Ideal client profile. The firm focuses on employers with 50–750 enrolled employees, regardless of industry, and aims to help them rethink how they finance health care.
02:17 – Primary strategy: a new financing model. Mark mentions using a benefits cap–style strategy and other alternative funding concepts to restructure how employers pay for health care, which can save a significant amount of money and change how benefits are delivered.
02:35 – What makes them unique. In an industry that often defaults to the same old approach, Mark says their edge is consistently thinking outside the box on plan design and financing.
02:54 – Growth & new office. Dan notes the firm’s rapid growth and new office; Mark attributes much of that success to their mindset and relentless focus on lowering costs while improving the employee benefits experience.
03:37 – Biggest client challenge: status quo thinking. Mark points out that most employers don’t realize other viable strategies exist. They feel stuck with the “status quo” and rising renewals, and they’re hungry for a transparent advisor who will show them a different path.
03:58 – Giving employers back control via data. To Mark, “control” means access to detailed plan data. When employers can see what’s really happening inside their health plan, they’re no longer flying blind and can make informed choices.
04:42 – Who he works with. The primary contacts are CFOs, CEOs, and HR directors. CFOs care about the financing mechanics; HR directors care about how changes affect employees and administration.
05:17 – Education as a growth engine. Mark explains that they attract employers through on-site seminars and educational events, teaching them what’s possible before any formal engagement.
05:55 – Referral partners: CPAs, attorneys & workers’ comp. 28 Insurance collaborates closely with accountants, law firms, and workers’ comp brokers, who bring in clients curious about new strategies after seeing their health costs skyrocket.
06:18 – What makes a great referral partner. The best partners share 28 Insurance’s mindset: educate first, don’t hard-sell, and be genuinely curious about better ways to serve employers.
06:53 – The future of group health benefits. Mark predicts the industry will be forced towards greater transparency and more results-driven solutions because current year-over-year rate increases are not sustainable.
07:10 – Market demand for innovation. Employers will increasingly demand brokers who bring fresh, creative ideas instead of the same renewal conversation every year.
07:31 – Staying ahead: curiosity & new ideas. 28 Insurance stays on top of the market by continually engaging clients, staying curious, and sourcing new strategies—while being transparent throughout.
08:04 – Personal & business challenges. Mark talks about a key personal challenge: transitioning his mindset after his football career, applying that work ethic and perseverance to business and life.
08:28 – Why “28”? The name 28 Insurance references Deuteronomy 28, a Bible passage that, in short, speaks to blessing and favor—Mark’s way of infusing purpose and meaning into the brand.
08:45 – Lightning round intro. Dan moves into the quick-fire question segment to get to know Mark personally.
09:03 – Coffee or tea; cats or dogs; favorite tech. Mark chooses coffee, dogs, and says his earbuds are the tech he can’t live without—he uses them for both podcasts and music.
09:53 – Favorite quote. Mark shares a core phrase: “Life is happening for you, not to you,” reflecting a mindset shift that sees challenges as opportunities.
10:09 – Favorite book. He mentions Ray Dalio’s Principles as a favorite resource on life and business decision-making.
10:41 – Morning “personal hack.” Mark recommends carving out 10–15 minutes each morning for prayer, reflection, and gratitude—and crucially, not touching your phone during that time.
10:59 – Bucket list item accomplished. Becoming a business owner and building his own firm has been a major life goal fulfilled.
11:41 – Big financial milestone. 28 Insurance has set a long-term goal of reaching $28 million in revenue by year 15, intentionally tying that target back to the significance of the number 28.
12:01 – Advice to younger self. Mark would tell his younger self: don’t second-guess yourself so much.
12:27 – How to connect. Mark shares that listeners can reach out to him via email to explore working together or collaborating as referral partners.
12:43 – Dan’s closing. Dan thanks Mark, wraps episode 10, and reminds listeners to keep their strategy sharp, their goals clear, and their money working as hard as they do.

Episode Summary

In episode 10 of Making Sense of Your Money, host Dan sits down with Mark, president and partner at 28 Insurance, to unpack how mid-sized companies can transform their group health benefits strategy.

Mark begins by sharing his background—over 25 years in the group health insurance space, after an early career pivot away from the grind of a more traditional financial role. His firm, 28 Insurance, focuses on employers with roughly 50 to 750 enrolled employees across a variety of industries.

Instead of accepting annual rate increases as inevitable, Mark helps employers rethink how health care is financed. By leveraging alternative funding strategies (like benefits caps and non-traditional plan structures), his team often helps clients materially reduce costs while maintaining or even improving the benefits experience for employees.

One of the biggest challenges he sees is that most employers simply don’t know they have other options. They’re stuck in “status quo” thinking and often only interact with their broker during renewal season. Mark emphasizes that control comes from data: when employers obtain and analyze real claims and utilization data, they can finally see what’s driving spend and make informed decisions.

The conversation then shifts to the overall industry. Mark sees lack of transparency as a core problem—opaque pricing, limited data, and confusing plan designs. Looking ahead 5–10 years, he expects the group health market to become more transparent and results-driven. Rising costs are no longer sustainable, and employers will demand that brokers bring creative, outside-the-box ideas backed by measurable outcomes.

On the relationship side, Mark primarily partners with CFOs, CEOs, and HR directors. CFOs care about the financing mechanics and cash flow impact, while HR leaders need to understand how plan changes will affect employee satisfaction and recruiting. 28 Insurance grows largely through education: on-site seminars, educational sessions, and content that show employers what’s possible before they make any decisions.

Mark also highlights the importance of a strong referral ecosystem. The firm collaborates with CPAs, attorneys, and workers’ comp brokers, who often recognize when their clients are struggling with health costs and looking for better strategies. The best referral partners, he says, share their mindset: educate first, be transparent, and let the employer decide if it’s a fit.

Dan and Mark then touch on personal development. Mark cites “Life is happening for you, not to you” as a guiding quote that shapes how he approaches adversity. He describes a morning practice of prayer, stillness, and gratitude—before touching the phone—as a powerful way to center himself. His favorite book, Ray Dalio’s Principles, has also influenced how he thinks about decisions and systems.

On the business side, 28 Insurance has a long-term goal of reaching $28 million in revenue, tying that milestone back to the firm’s name and its biblical reference, Deuteronomy 28. Asked what he’d tell his younger self, Mark says he’d urge himself not to second-guess so much and to act with more confidence.

The episode closes with Dan thanking Mark for his insights on group health benefits, transparency, and leadership, and reminding listeners—as always—to keep their strategy sharp, their goals clear, and their money working as hard as they do.

Full Transcript

Announcer: Brought to you by Tailored Wealth, helping business leaders live their version of a rich life.

Announcer: Welcome to another edition of the Making Sense of Your Money podcast, where we cut through the financial noise and help business leaders to make smart, confident money decisions.

Dan: Welcome to episode number 10 of the Making Sense of Your Money podcast. I’m your host, Dan. I am the founder and CEO of Tailored Wealth. And as you know, if you’ve been following us, each episode here features a trusted voice in the financial world—someone who works directly with high-level professionals to simplify the complex and turn strategy into action.

Dan: And today I’m really excited to bring on a special guest. We’ve got with us Mark. Mark is the president and partner at 28 Insurance, and he has a specific expertise in group health benefits.

Dan: So Mark, thanks so much for joining the Making Sense of Your Money podcast. We’re pumped to have you today.

Mark: No, thank you. I appreciate you for having me on.

Dan: You bet, man. We’re going to have a lot of fun today. We’ll get into a lot of stuff and I know we’ve got a bunch of topics that our audience wants to hear your take on. So let’s jump right in.

Dan: If you don’t mind, could you give us just like a 90-second overview of what your business does and maybe tell us a little bit about how and why you got into it?

Mark: Yeah. So the name of the company is 28 Insurance. I’ve been doing this for a little bit over 25 years now. Our specialty is in the group health insurance business for groups from about 50 to about 700 lives.

Dan: Got it. Very cool. And tell me, what got you started in that space, Mark?

Mark: Well, I think the main thing is nobody really grows up saying, “I want to go into group health insurance,” right? I was in a different financial role and I kind of got tired of the grind on the financial side. I met someone who was already in the benefits world, started talking to him, and I thought, “Hey, what you do sounds really interesting.” And that was 25 years ago—and I’ve been in it ever since.

Dan: Very cool. Good for you. So, football player—we got that—maybe we’ll come back to that later on.

Dan: Tell us a little bit about your ideal client and what you specifically help them to do, Mark.

Mark: Our ideal client is anywhere from 50 employees enrolled up to the mid-hundreds. Our primary strategy is helping them kind of change the game of how they’re financing their health care. We do that with strategies like a benefits cap and other alternative funding approaches. It’s really saving clients a ton of money and it’s changing the way they’re able to deliver benefits to their employees.

Dan: Got it. And tell us a little more about what makes you unique and how you help them achieve those outcomes.

Mark: I think one of the things we hang our hat on that makes us unique is—in this day and age, especially with health care costs—you really have to think outside the box. A lot of brokers just show up with the same renewal options. We want to challenge that, bring new ideas, and structure things differently so employers actually feel the impact.

Dan: Very, very cool. And are there any specific industries that you work with? What types of companies are you typically dealing with here, Mark?

Mark: There isn’t necessarily a specific industry. It’s more about the size and scale of the employer. That 50 to 750 enrolled range is primarily what we target. Manufacturing, professional services, you name it—as long as they’re in that size band and open to new ideas, we can usually help.

Dan: And I know you’ve experienced a lot of growth—you’re opening up a new office. What do you think has helped you experience that growth? And maybe tell us what you’re excited about with respect to the new office setup.

Mark: I think what has helped us in terms of growth is really our mindset—being obsessed with lowering costs and improving the benefits environment. We’re not just chasing new business; we’re trying to actually change outcomes for employers and their employees. That focus and the results we’ve delivered have helped us grow to the point where opening a new office made sense.

Dan: Makes sense. Makes a lot of sense.

Dan: What are the biggest challenges that your clients face, Mark, and how do you and your team help them overcome those challenges?

Mark: I think the biggest challenge they face is they don’t know that there are other strategies they can look at in the group health insurance market. They’re stuck in what we call the status quo. They get renewals, maybe shop carriers, but it’s basically the same thing over and over.

Mark: They’re looking for somebody who’s transparent and thinking outside the box. What we do is come to them with that transparency—show them how the current plan is really performing, lay out alternative financing models, and help them see they have more control than they realize.

Dan: Got it. And tell us a little bit about that idea of having control. What does that mean for a business leader, and how have you helped clients get there?

Mark: Giving them control really starts with getting the data. If you don’t have access to your claims data or utilization information, you’re basically flying blind. When we can help employers move into structures where they get that visibility—whether that’s through partially self-funded arrangements, level funding, or benefits cap structures—they suddenly know what’s going on within their group plan.

Mark: Once they know what’s driving costs, they can make better decisions: plan design changes, network strategies, wellness initiatives, all of it. That’s where control comes from.

Dan: Got it. Makes a lot of sense.

Dan: Let’s talk a bit about the industry. What do you think are the biggest problems or challenges in your field, and how do you and your team look to solve them?

Mark: I think the main thing, Dan, is transparency. There just hasn’t been enough of it. Employers get a renewal number but don’t really see what’s behind it. I also think a lot of brokers are comfortable doing things the way they’ve always done them.

Mark: Our job is to show employers that there is a different way to do things and to be completely transparent about how those strategies work and what they cost. We want them to understand the levers they can pull and be a partner who’ll actually help them pull them.

Dan: Makes sense. Makes sense.

Dan: Who are you typically dealing with at the firm level? You talked about size—50 to 750. What role are you working with, and how do you and your team get connected with prospective clients to help them overcome these challenges?

Mark: One of the main groups of people we talk to regularly are CFOs and CEOs of corporations, and also the HR director.

Mark: Typically, because of the financing mechanism, the CFO is heavily involved—this is a big line item in the budget. The HR director gets looped in because they’re responsible for employees’ experience with the benefits.

Mark: The CFO comes into play because we’re talking about how we can change the game of how they’re financing health care. The HR director comes into play because they want to know what it means for their people and their processes.

Mark: In terms of how we attract them, we do on-site seminars and educational sessions. We’ll go into companies or groups, walk through the issues and options, and just teach—no pressure. That opens a lot of doors.

Dan: Very good. I love the education piece. Those that have been following us know that’s a passion of mine and something we invest heavily in as well—trying to educate our audience and then, for the right people, connecting with them on a deeper level.

Dan: It sounds like you’re doing that in your own way. Do you have any types of team members, companies, or organizations that you partner or collaborate with who help you get introduced to the right prospective clients?

Mark: Yeah. We have a small network, you could call it. We work with workers’ comp brokers, CPA firms, and attorney firms. Through that educational piece, they bring clients to us who are curious about different strategies.

Mark: So that’s kind of our networking team—professionals who already have trusted relationships with these employers and can say, “You should talk to 28 Insurance. They’re doing things differently.”

Dan: Got it. And what makes for a good referral partnership for you when you’re evaluating opportunities with folks in that network?

Mark: A good referral partner is someone who has the same mindset we do. It’s about educating the employer, not just trying to sell them something.

Mark: We want partners who will say, “These guys do things a little bit differently—check them out and see what’s going on. It might be a fit for you, it might not, but it’s worth learning about.”

Mark: So anyone who’s genuinely curious and committed to helping their clients find better solutions is a good referral partner for us.

Dan: Makes sense. And where do you see your industry going in the next 5 to 10 years, Mark, and how are you working to stay on top of that?

Mark: I think in the next 5 to 10 years there’s going to be a lot more transparency—there has to be, because it’s just not there now the way it should be.

Mark: It’s also going to be more results-driven. The sustainability of the rate increases employers are getting is just not there. The market will demand that brokers think outside the box and bring fresh, new ideas to their clients.

Mark: One of the things we’re doing to stay on top of that is actively engaging with our clients about new ideas. We always want to stay curious and look for different strategies and solutions so we can change with the market. And we stay transparent the whole time—what we’re doing, why we’re doing it, and how it affects them.

Dan: Yeah, I love that—the idea of constantly learning, especially learning from your clients. To me that’s one of the best ways to formulate a content strategy and also the way you connect with and interact with new clients—keeping a finger on the pulse of existing clients and the challenges they face.

Dan: It sounds like we have a similar mindset on that.

Dan: All right, let’s shift gears a little bit, Mark. We’re going to talk more about you personally now.

Dan: What’s maybe a challenge you’ve faced to this point in your life or business career, and how has that shaped the way you do business?

Mark: Yeah. I’ll give you two—one personal and one business.

Mark: Personally, a big one was shifting my mindset after football. When you grow up thinking you’re going to play at a certain level and it doesn’t work out, that’s a tough transition. I had to take the work ethic and perseverance I had from football and apply it to something new—business, family, life.

Mark: It taught me that life doesn’t stop because one path closes. You just have to keep pushing, keep working, and be open to new opportunities. That’s shaped how I show up for clients—I know what it’s like when things don’t go as planned, and I want to help them see there are still options and strategies they can take advantage of.

Dan: That’s powerful.

Dan: What’s the significance of the number 28, Mark?

Mark: So 28 comes from a Bible verse—Deuteronomy 28. In short, it speaks about blessing and favor if you follow certain principles. For me, it’s a reminder that if we do things the right way—act with integrity, serve people, stay faithful—good things can come from it.

Mark: I wanted that meaning built into the company name as a constant reminder of why we do what we do.

Dan: Very, very cool. Love the significance behind that. Thanks for sharing.

Dan: All right, now we’re going to get into a really fun part of the conversation. Those who’ve watched the podcast before know I never tell our guests about this ahead of time.

Dan: Mark, we’re going to get into the lightning round. It’s pretty simple. I’m going to tee up a topic or ask a question. You can give me a one-word answer or elaborate as you choose. The only ask is that you give me the first answer that comes to mind. That sound good?

Mark: Sounds great.

Dan: You ready to get into it?

Mark: Let’s go.

Dan: Coffee or tea?

Mark: Coffee.

Dan: Cats or dogs?

Mark: Dogs.

Dan: What’s one tool or piece of technology—software or hardware—other than your phone or your computer that you can’t live without?

Mark: My earbuds.

Dan: Your earbuds—good one. And what are you listening to on those earbuds? Are you a music guy, a podcast guy? What are you doing with them?

Mark: I’d say both—podcasts and music apps. I like a mix.

Dan: Very cool. Love both.

Dan: Do you have a favorite quote or phrase about business or success?

Mark: Yeah. “Life is happening for you, not to you.”

Dan: Love that—that’s a good one. Repeat that one more time for our audience.

Mark: Life is happening for you, not to you.

Dan: I love that. Really, really good one.

Dan: Do you have a favorite book?

Mark: Dalio’s book on Principles.

Dan: Yep, sure. Great one.

Dan: What podcasts are you listening to these days? Which ones are you into?

Mark: A lot of personal development and business shows—things like Tony Robbins’ content and others in that space.

Dan: Very cool. Have you ever seen Tony Robbins speak?

Mark: Not in person, no.

Dan: Got it.

Dan: Any personal productivity or finance—or any kind of personal—hack that you can share with our audience?

Mark: I’d say I’m a big believer in taking 10 minutes to yourself every morning. I’m a spiritual person, so for me that’s praying, being quiet, and focusing on myself for a bit.

Mark: Whether it’s 10 or 15 minutes, just be still, be grateful, and don’t turn on the phone. That little bit of time sets the tone for the whole day.

Dan: Love that. Really good one. Everybody needs that “me time,” and a great time to do it is when you start your day.

Dan: What’s one bucket list item that you’ve already accomplished—something you’ve checked off the list?

Mark: One of my bucket list items was growing and owning my own business. I always wanted to be a business owner.

Dan: Good for you. I share the same one and have checked that one off as well, so we can definitely relate.

Dan: Entrepreneurship is a rush. It’s a grind; it isn’t for everybody. But for the right people it can be an extremely rewarding life, as I’ve seen and it sounds like you have as well.

Dan: Give us a financial milestone that you’re still working towards.

Mark: A financial milestone with respect to our business—we went out and hired some consultants to help map out the business for us. Our goal for about year 15 is $28 million in revenue.

Mark: The number 28 is because of the company name and the Deuteronomy 28 reference. We wanted to put some meaning behind it. That’s our goal and that’s what we’re striving for each and every day.

Dan: Very cool. Love it.

Dan: If you could give one piece of advice to your younger self, what would it be?

Mark: Don’t second-guess yourself.

Dan: Love that. Really, really cool, Mark. Great answers—I enjoyed that.

Dan: And then finally, if our listeners want to connect with you—maybe they can use your services or like you mentioned earlier there could be an opportunity for collaboration for the right referral partners or to work with you directly—what’s the best way to reach you?

Mark: They can reach out to me via email and we can start a conversation from there.

Dan: Very cool. We’ll put that information in the show notes for sure. If anyone out there is interested in connecting with Mark and 28 Insurance, you can feel free to do that.

Dan: Listen, Mark, thanks so much for sharing your time and your insights with us today. I enjoyed hearing and getting to know you a bit more. I’m sure our audience will as well. Thanks for the time, man. It was fun.

Mark: No, I appreciate it.

Dan: You bet.

Dan: All right, that’s it for the episode—episode number 10. As always, keep your strategy sharp, your goals clear, and your money working as hard as you do. Cheers, everybody.

Resources & Citations

Group health financing strategies: Educational resources on level funding, partial self-funding, benefits caps, and alternative plan structures for mid-sized employers.
Benefits data & transparency: Guides that explain how claims data, utilization reports, and analytics can help employers regain control of health spend.
Broker evaluation checklists: Tools to help employers compare “status quo” brokers vs. outcome-focused, transparent advisors.
Personal development: Books like Ray Dalio’s Principles and mindset frameworks centered around gratitude and proactive living.

FAQs

What size companies should consider alternative funding for group health?

Typically, employers with 50 or more enrolled employees can begin exploring options beyond fully insured plans—such as benefits caps, level funding, or partially self-funded arrangements—especially if they’re facing steep renewal increases year after year.

Why is transparency such a big deal in group health?

Without claims and utilization data, employers can’t see what’s actually driving their costs, which makes it almost impossible to manage them. Transparency allows better plan design, vendor negotiation, and more strategic decisions.

Who inside a company should lead a group health strategy reset?

Usually it’s a partnership between the CFO (for financial and funding decisions), the HR director (for employee experience and administration), and the CEO or owner (for overall direction and risk tolerance).

How do I know if my company is “stuck in the status quo” on benefits?

If your annual renewal conversation is basically: “Here’s your increase, here are a few carrier options, maybe tweak deductibles,” with no deeper data discussion or creative strategy, you’re likely in a status quo pattern.

What’s one simple step to start improving our benefits strategy?

Begin by asking for your data and a detailed explanation of what’s driving your health spend. Then have an education-focused conversation with a benefits advisor who is willing to walk you through alternative funding options and their pros/cons.

Disclaimer

This episode and page are for educational and informational purposes only and do not constitute financial, tax, legal, or insurance advice. Group health benefits and financing structures can be complex and highly situation-specific. Before making changes to your benefits program, consult with qualified professionals such as a licensed benefits broker, tax advisor, and legal counsel who understand your organization’s unique circumstances and regulatory environment.

Next Steps

If you’re an employer in the 50–750 employee range and health costs feel out of control, consider:

Requesting detailed claims and utilization data from your current carrier or broker.
Asking your advisor to walk you through alternative funding options (e.g., level funding, partial self-funding, benefits caps).
Evaluating whether your current broker is truly education-first and transparent, or just renewing the status quo.

To keep leveling up your strategy and money decisions, explore more episodes of Making Sense of Your Money or connect with Tailored Wealth to integrate your benefits strategy into your broader financial plan.