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Posted on November 10, 2025 by Dan Pascone
When Interest Rates Fall: Smart Moves for High Earners
TL;DR: When the Fed eases, opportunities appear before the headlines: refinance or term-out variable debt, extend bond duration from ultra-short into short/intermediate, and refresh equity-comp plans (10b5-1, withholding) so you’re positioned if valuations expand. Keep 6–12 months of expenses in true cash; put the rest to work. Last updated: November 10, 2025 Positioning Your Finances […]
Posted on November 3, 2025 by Dan Pascone
Buy Back Your Time: A High Earner’s Guide
TL;DR: At high-income levels, growth comes from doing less, not more. Use a simple framework: if a task can be outsourced for less than your hourly rate, delegate it; if it doesn’t bring joy, delete it; if it increases income, energy, or fulfillment, keep it. Start with one delegate and one invest move this week […]
Posted on October 13, 2025 by Dan Pascone
The Modern Trust Playbook for High Earners
TL;DR: Trusts aren’t trophies; they’re tools. Start with a revocable living trust for privacy and probate avoidance, then add irrevocable tools (SLAT, GRAT, ILIT, dynasty) when taxes, concentration risk, or creditor exposure matter. For QSBS holders, early gifting to well-drafted trusts can multiply exclusions. Fund it, document SOPs, and review quarterly. Last updated: October 13, […]