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Posted on December 1, 2025 by Dan Pascone
Gratitude Ledger: A 5-Minute Thanksgiving Money Habit
TL;DR: Use a simple three-question “Gratitude Ledger” this Thanksgiving to turn appreciation into action. Then, in the weeks right after the holiday, make a few focused year-end moves—retirement contributions, equity/bonus planning, and charitable giving—so 2026 starts strong. Last updated: November 27, 2025 🦃 This Thanksgiving, Try a Gratitude Ledger for Your Money Start with appreciation […]
Posted on November 24, 2025 by Dan Pascone
Reduce Financial Stress with a Control-First Playbook
TL;DR: Reduce financial stress fast with a control-first playbook: route all income to one hub, automate two sweeps (living + wealth), keep a named Stability Reserve, cap single-stock concentration with a rules-based 10b5-1 plan, and run a weekly dashboard + monthly money huddle. Last updated: November 27, 2025 💆 Reduce Financial Stress Fast with a […]
Posted on November 10, 2025 by Dan Pascone
When Interest Rates Fall: Smart Moves for High Earners
TL;DR: When the Fed eases, opportunities appear before the headlines: refinance or term-out variable debt, extend bond duration from ultra-short into short/intermediate, and refresh equity-comp plans (10b5-1, withholding) so you’re positioned if valuations expand. Keep 6–12 months of expenses in true cash; put the rest to work. Last updated: November 10, 2025 Positioning Your Finances […]
Posted on November 3, 2025 by Dan Pascone
Buy Back Your Time: A High Earner’s Guide
TL;DR: At high-income levels, growth comes from doing less, not more. Use a simple framework: if a task can be outsourced for less than your hourly rate, delegate it; if it doesn’t bring joy, delete it; if it increases income, energy, or fulfillment, keep it. Start with one delegate and one invest move this week […]
Posted on October 13, 2025 by Dan Pascone
The Modern Trust Playbook for High Earners
TL;DR: Trusts aren’t trophies; they’re tools. Start with a revocable living trust for privacy and probate avoidance, then add irrevocable tools (SLAT, GRAT, ILIT, dynasty) when taxes, concentration risk, or creditor exposure matter. For QSBS holders, early gifting to well-drafted trusts can multiply exclusions. Fund it, document SOPs, and review quarterly. Last updated: October 13, […]