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Posted on April 29, 2024 by Dan Pascone
Opportunity Zones 101: Opportunity or Overhype?
TL;DR Answer Box Qualified Opportunity Zones tax benefits can be real, but only if the underlying investment is strong and your timeline matches the rules. In 2026, the headline benefit is still the same: you may be able to defer eligible gains by investing in a Qualified Opportunity Fund (QOF) within 180 days, with deferral […]
Posted on March 4, 2024 by Dan Pascone
What are Capital Gains?
TL;DR Answer Box Capital gains tax planning comes down to two levers you can actually control: your cost basis and your holding period. Tax loss harvesting can reduce taxes today, but it can also reset cost basis in a way that increases future capital gains taxes, so it should be used intentionally, not automatically. High […]
Posted on November 27, 2023 by Dan Pascone
6 Reasons You Need a Customized Financial Plan
TL;DR Answer Box Quick answer: A customized financial plan is a living model that connects your goals, cash flow, taxes, investments, and risk management into one decision system. It helps you confidently answer trade-off questions like “Can we buy the second home and still make work optional by 52?” without guessing. If your “plan” is […]